Welcome to Our Online Loan Referral Service

4.5 14 reviews
Loan agency in Owatonna, Minnesota

1015 Frontage Rd W #105, Owatonna, MN 55060, USA
+1 (507) 451-0751
www.onemainfinancial.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our customers.

Amazing Customer Service!

Isabell Bednar

But are sooo nice when you are a potential customer!!

Mr. Eliseo Nitzsche

Great place better tham n a paydayloan

Sam Wolf

Great place to work for

Tomas Nienow DVM

Very nice group of people.

Jermey Mitchell

Chicken Pot Pie and their terrific fried chicken are family fa oritea!

Freddie Pfeffer

Small place but usually always empty so it feels like a private grocery store.

Myron Keeling

But products/foods are of good quality

Edwin Doyle

Friendly staff, good service!

Cindy Stokes III

They were willing to see me on short notice while I was in the area.

Gracie Osinski

Found out about this place from a friend who highly recommends Joe and his shop.

Mr. Amparo Rowe MD

The facility is a good size and each room has a window.

Edna Sporer MD

Great staff, great residents and an all around great atmosphere

Bernhard Barton

This is a great place to work

Newton Pouros

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Owatonna, Minnesota

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Owatonna, Minnesota is taken out simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will OneMain Financial help issue a payday loan in Owatonna, Minnesota?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Owatonna, Minnesota. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

Wings Financial Credit Union

14985 Glazier Ave, Apple Valley, MN 55124, USA

+1 (952) 997-8000

www.wingsfinancial.com

Carnegie Commercial Lending

4231 Quaker Trail NE, Prior Lake, MN 55372, USA

+1 (952) 440-2331

National Bank of Commerce

4105 Richard Ave, Hermantown, MN 55811, USA

+1 (218) 727-7555

www.nbcbanking.com

HomeTown Bank

1000 Cook St, Redwood Falls, MN 56283, USA

+1 (507) 637-1000

www.htbmn.com

St. Cloud Financial Credit Union

205 2nd St N, Sauk Rapids, MN 56379, USA

+1 (320) 252-2634

www.stcloudfcu.coop

Mille Lacs Pawn

9547 Madison St, Garrison, MN 56450, USA

+1 (320) 692-4034

www.millelacspawn.com

Northwestern Mutual Financial

18 3rd St SW STE 301, Rochester, MN 55902, USA

+1 (507) 289-1122

www.northwesternmutual.com

MidWestOne Bank

6640 Shady Oak Rd, Eden Prairie, MN 55344, USA

+1 (952) 944-6640

www.midwestone.bank

TCF Bank

435 Water St, Excelsior, MN 55331, USA

+1 (800) 823-2265

www.tcfbank.com

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