Welcome to Our Online Loan Referral Service

3.8 23 reviews

2400 W Bridge St, Owatonna, MN 55060, USA
+1 (507) 451-3798
www.hometowncu.coop
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Hometown Credit Union?

Below you find some of the testimonials of our clients.

Excellent Bank, Knowledgeable staff,G rates, always willing to work with you.

Raegan Okuneva

Bad location rude employees and tell wrong info!

Alan Parker

This bank is my #1 choice

Miss Oleta Kessler MD

Important

Above there is information about a definite lender. Below you can read common aspects of payday loans.

Payday Loans in Owatonna, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Owatonna, Minnesota. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

WNB Financial

840 Mankato Ave, Winona, MN 55987, USA

+1 (507) 454-8800

www.wnbfinancial.com

Great River Federal Credit Union

1725 Pine Cone Rd S, Sartell, MN 56377, USA

+1 (320) 252-5393

www.greatriverfcu.org

Ginger Ewing - Ameriprise Financial Services, LLC

2918 Upper 55th St E, Inver Grove Heights, MN 55076, USA

+1 (651) 219-5050

www.ameripriseadvisors.com

We Pay More Pawn

10543 University Ave NE, Blaine, MN 55434, USA

+1 (763) 205-1995

www.wepaymorepawn.com

Guaranty Bank ATM

2800 Hwy 10 NE, St Paul, MN 55112, USA

+1 (800) 235-4636

St Clair State Bank

100 Main St W, St Clair, MN 56080, USA

+1 (507) 245-3636

www.stclairstatebank.com

Edward Jones - Financial Advisor: Eric Minor

111 S Walnut St Suite A, La Crescent, MN 55947, USA

+1 (507) 895-2341

www.edwardjones.com

SouthPoint Financial Credit Union

706 N German St, New Ulm, MN 56073, USA

+1 (877) 794-6712

www.southpointfinancial.com

State Bank of Danvers

2010 Minnesota Ave, Benson, MN 56215, USA

+1 (320) 843-3828

www.sbdanvers.com

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