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What people think about Hometown Credit Union?
Below you find some of the testimonials of our clients.
Excellent Bank, Knowledgeable staff,G rates, always willing to work with you.
Raegan Okuneva
Bad location rude employees and tell wrong info!
Alan Parker
This bank is my #1 choice
Miss Oleta Kessler MD
Important
Above there is information about a definite lender. Below you can read common aspects of payday loans.
Payday Loans in Owatonna, Minnesota
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans may turn out an easy and speedy solution to a short-term problem in Owatonna, Minnesota. Loans from payday lenders can get you money same day. Your APR will depend on a few things.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Owatonna, Minnesota
Advanced Disposal - St Cloud
2355 12th St SE, St Cloud, MN 56304, USA
+1 (320) 251-6330
www.advanceddisposal.com
Edward Jones - Financial Advisor: Greg Pierce, CRPC®
509 Division St S, Northfield, MN 55057, USA
+1 (507) 663-8809
www.edwardjones.com
U.S. Bank ATM - Chanhassen - Byerly's
800 W 78th St, Chanhassen, MN 55317, USA
+1 (800) 872-2657
usbank.com
