Welcome to Our Online Loan Referral Service

3.8 23 reviews

2400 W Bridge St, Owatonna, MN 55060, USA
+1 (507) 451-3798
www.hometowncu.coop
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Hometown Credit Union?

Below you find some of the testimonials of our clients.

Excellent Bank, Knowledgeable staff,G rates, always willing to work with you.

Raegan Okuneva

Bad location rude employees and tell wrong info!

Alan Parker

This bank is my #1 choice

Miss Oleta Kessler MD

Important

Above there is information about a definite lender. Below you can read common aspects of payday loans.

Payday Loans in Owatonna, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Owatonna, Minnesota. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

SMW Financial LLC

700 Apollo Dr, Lino Lakes, MN 55014, USA

+1 (651) 747-1500

Wells Fargo Bank

220 E Elm Ave E, Waseca, MN 56093, USA

+1 (507) 833-6940

www.wellsfargo.com

Bridgewater Bank

370 Wabasha St N Suite 1500, St Paul, MN 55102, USA

+1 (651) 605-2600

www.bridgewaterbankmn.com

CorTrust Bank

555 Hwy 55, Buffalo, MN 55313, USA

+1 (763) 682-0555

www.cortrustbank.com

Bank of America ATM (Drive-thru)

7510 147th St W, Apple Valley, MN 55124, USA

+1 (844) 401-8500

Gate City Bank

2929 20th St, Moorhead, MN 56560, USA

+1 (701) 298-2854

www.gatecity.bank

Old National Bank

324 Oak St, Farmington, MN 55024, USA

+1 (612) 656-3758

www.oldnational.com

Triumph State Bank

116 2nd St N, Butterfield, MN 56120, USA

+1 (507) 956-2801

triumphbanks.aghost.net

Mille Lacs Pawn

9547 Madison St, Garrison, MN 56450, USA

+1 (320) 692-4034

www.millelacspawn.com

Top