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4 reviews

150 18th St SW, Owatonna, MN 55060, USA
+1 (507) 451-3798

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Feedback about HomeTown Credit Union?

Here you read the feedback of our customers.

We highly recommend Brenda to anyone looking to make a real estate purchase.

Prof. Geraldine Baumbach I

Prompt and effective communication.

Mr. Eriberto Lebsack I

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Above-shown info provides the details about a definite lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Owatonna, Minnesota

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to issue payday loans in Owatonna, Minnesota. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.



Max Loan


Min Term

Not Specified

Max Term

30 days

How will HomeTown Credit Union help take out a payday loan in Owatonna, Minnesota?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Owatonna, Minnesota. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

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+1 (612) 316-0500


Walmart Money Center

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Community Resource Bank Northfield

1605 Heritage Dr, Northfield, MN 55057, USA

+1 (507) 645-4441


Walmart Money Center

1510 Menard Dr, Detroit Lakes, MN 56501, USA

+1 (877) 925-6278


Mid Country Finance

275 33rd St W # 6, Hastings, MN 55033, USA

+1 (651) 437-4118

Security State Bank

274 10th St, Heron Lake, MN 56137, USA

+1 (507) 793-2334


Wells Fargo Bank

401 Chestnut St, Virginia, MN 55792, USA

+1 (218) 749-5920


Pine Island Bank

128 S Main St, Pine Island, MN 55963, USA

+1 (507) 356-8328


Bremer Bank

113 E Front St, Brandon, MN 56315, USA

+1 (320) 834-2249