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Loan agency in Park Rapids, Minnesota

1200 1st St E, Park Rapids, MN 56470, USA
+1 (218) 732-7221

What people think about Dorset Bancshares Inc?

Below you see some of the reviews of our customers.

APR too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Liliana Schuppe

Wasted too much efforts with this organization. They charge sky high rates! Seek elsewhere

Jevon Muller

I took out payday loan from Dorset Bancshares Inc twice. Repaid all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $500 ???

Connie Greenfelder

The site does not work so I can not apply for the loan…

Mr. Cicero Walker

Pay Attention

The previous three items charactirize a specific lender. But below you can read general details about payday loans.

Payday Loans in Park Rapids, Minnesota

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Park Rapids, Minnesota is are easy to get. The APR is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Park Rapids, Minnesota

Edward Jones - Financial Advisor: Greg Pierce, CRPC®

509 Division St S, Northfield, MN 55057, USA

+1 (507) 663-8809

www.edwardjones.com

Minnesota National Bank

131 12th St S, Sauk Centre, MN 56378, USA

+1 (320) 352-5211

www.mn-bank.bank

Cambridge State Bank

127 Main St S, Cambridge, MN 55008, USA

+1 (763) 689-2500

www.cambridgestatebank.com

Bremer Bank

633 Concord St S, South St Paul, MN 55075, USA

+1 (651) 451-6822

www.bremer.com

Bremer Bank

27 W 2nd St, Eyota, MN 55934, USA

+1 (507) 545-2111

www.bremer.com

Minnwest Finance, Inc.

6 MN-28, Morris, MN 56267, USA

+1 (320) 589-9008

www.minnwestbank.com

Mortgage Loans - St Paul

195 Duke St, St Paul, MN 55102, USA

+1 (844) 384-1720

Minnesota National Bank

1001 S Broadway, Pelican Rapids, MN 56572, USA

+1 (218) 863-6688

www.mn-bank.com

Genisys Credit Union

16106 Pilot Knob Rd #140, Lakeville, MN 55044, USA

+1 (952) 595-6064

www.genisyscu.org

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