Welcome to Our Online Loan Referral Service

1.9 15 reviews

122 2nd Ave S, Sauk Rapids, MN 56379, USA
+1 (320) 202-0798
locations.usbank.com
Thursday
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Friday
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Saturday
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Sunday
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Monday
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Tuesday
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Wednesday
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Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the reviews of our customers.

I went there at 8:10 this morning and the drive thru window was not open!

Mr. Alfonso Pouros II

Overall wonderful staff and a great customer service experience!

Mr. Alessandro Schiller

Would recommend this place to friends and family!!

Joyce Cole Jr.

Staff are nice and very helpful.

Mr. Lafayette Olson

Hi I am one of the Tax Preparers at the Princeton Location.

Elna McGlynn

He did a great job in giving us a hassle-free first time experience with this.

Prof. Theresia Keeling I

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Sauk Rapids, Minnesota

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to take out loans in Sauk Rapids, Minnesota. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will U.S. Bank Branch help issue a loan in Sauk Rapids, Minnesota?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Sauk Rapids, Minnesota. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Sauk Rapids, Minnesota

HomeTown Bank

101 Creek Ln S, Jordan, MN 55352, USA

+1 (952) 492-5599

www.htbmn.com

ACE Cash Express

27 E Franklin Ave, Minneapolis, MN 55404, USA

+1 (612) 871-4795

www.acecashexpress.com

Gate City Bank (in Hornbacher's)

950 40th Ave S, Moorhead, MN 56560, USA

+1 (701) 298-2870

www.gatecity.bank

Wells Fargo Bank

220 E Elm Ave E, Waseca, MN 56093, USA

+1 (507) 833-6940

www.wellsfargo.com

American National Bank

80 Broadway E, Little Falls, MN 56345, USA

american.bank

Teamsters Credit Union

9422 Ulysses St NE #140, Blaine, MN 55434, USA

+1 (763) 267-6300

www.mnteamsterscu.com

CarHop Auto Sales & Finance

2225 Roosevelt Rd, St Cloud, MN 56301, USA

+1 (320) 529-0111

www.carhop.com

Walmart Money Center

1752 N Frontage Rd, Hastings, MN 55033, USA

+1 (651) 438-2400

www.walmart.com

Citizens State Bank

111 N Tyler St, Tyler, MN 56178, USA

+1 (507) 247-5531

csbtylermn.com

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