Welcome to Our Online Loan Referral Service

4.6 13 reviews

501 S 2nd St, Princeton, MN 55371, USA
+1 (651) 215-3500
www.myspire.com
Thursday
9AM–4:30PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Domain Info

Created Date

2011-10-22

Mailing Address

Minnesota, United States

Company Name

SPIRE Credit Union

SPIRE Credit Union

Contact Data

Feedback about SPIRE Credit Union - Princeton?

Here you grapple with the feedback of our clients.

Staff is always extremely helpful and friendly

Mike Bashirian

Keep up the great work SPIRE!

Dr. Ruben Kris

Employees always seem friendly and knowledgeable.

Junius Stanton

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Princeton, Massachusetts

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Princeton, Massachusetts is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

23% small loan cap

How will SPIRE Credit Union - Princeton help issue a loan in Princeton, Massachusetts?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Princeton, Massachusetts. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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First Independent Bank

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