Welcome to Our Online Loan Referral Service

4.6 74 reviews

320 Alliance Pl NE, Rochester, MN 55906, USA
+1 (507) 288-0330
www.firstalliancecu.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-01-23

Mailing Address

Minnesota, United States

Company Name

First Alliance Credit Union

First Alliance Credit Union

Contact Data

Feedback about First Alliance Credit Union?

Here you see the reviews of our customers.

Hailly was great and very fast with my loan process and everything was done over the phone, don't eaven have to step in to their office. Exelent service, and very happy. …

Emory Gleichner III

Love the service and rates are lower

Mr. Ottis Blick V

First rate customer service.

Kody Abbott I

Love the service and rates are lower

Deshaun Kassulke III

First rate customer service.

Earlene Wisoky DDS

I absolutely love this place.

Mr. Marcelino Maggio

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Rochester, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Rochester, New York is taken out simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will First Alliance Credit Union help issue a payday loan in Rochester, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial capabilities to approve the application. Payday loans in Rochester, New York may help improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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