Welcome to Our Online Loan Referral Service

2.4 21 reviews

2665 Commerce Dr NW, Rochester, MN 55901, USA
+1 (507) 536-6480
locations.usbank.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the reviews of our clients.

To sum things up in two words; trashy service.

Ena Hansen

Want to go the extra mile for there customer so you should shootoit for her.

Cory McDermott

Great staff and a great bank!

Maurice Schamberger

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Rochester, New York

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to take out loans in Rochester, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will U.S. Bank Branch help issue a payday loan in Rochester, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Rochester, New York. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Rochester, Minnesota

Old National Bank

910 Commercial Dr, Buffalo, MN 55313, USA

+1 (952) 486-4556

www.oldnational.com

Investors Choice Financial Services Inc.

2648 Broadway Ave, Slayton, MN 56172, USA

+1 (507) 836-8844

www.investors-choice.com

Harvest Bank

321 Pacific Ave, Kandiyohi, MN 56251, USA

+1 (320) 382-6100

www.harvestbankmn.com

Edward Jones - Financial Advisor: Andrew J Irvine

2568 Bridge Ave, Albert Lea, MN 56007, USA

+1 (507) 373-1150

www.edwardjones.com

Affinity Plus Federal Credit Union

900 4th St NW #102, Faribault, MN 55021, USA

+1 (800) 322-7228

www.affinityplus.org

AFC (Automotive Finance Corp.)

308 Bach Ave # 2, New York Mills, MN 56567, USA

+1 (218) 385-3131

www.autofinance.com

United Direct Finance Inc

701 S 4th Ave #500, Minneapolis, MN 55415, USA

+1 (612) 337-9006

Edward Jones - Financial Advisor: Drew Schellpeper

1001 E Blue Earth Ave Suite B, Fairmont, MN 56031, USA

+1 (507) 238-4244

www.edwardjones.com

Deerwood Bank

1350 Paul Bunyan Dr NW, Bemidji, MN 56601, USA

+1 (218) 759-6919

deerwoodbank.com

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