Welcome to Our Online Loan Referral Service

5 9 reviews

2778 Commerce Dr NW unit c, Rochester, MN 55901, USA
+1 (952) 679-6847
www.bayequityhomeloans.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

Feedback about Bay Equity Home Loans?

Here you grapple with the feedback of our clients.

Jeff was great to work with

Lavinia Murphy

We are now happy home owners!

Adam Rempel

And I would recommend his services to those I know wanting to purchase a home.

Madge Glover

Michael Sullivan is personable, knowledgable, efficient and professional.

Geovanny Mohr

This year I paid more to have them done than I got in return.

Devyn Ondricka

The staff is always friendly and knowledgeable.

Idella Greenholt

I highly recommend Shayne’s service to anyone looking to buy a new home.

Dedrick Wisoky

Very, very happy with Tony Schardin's help and work on my family's behalf.

Orville Hodkiewicz

We appreciated her assistance sooo much during our home buying process!

Roderick Feeney

Staff is always nice bathrooms are clean, food is great at Wendy's.

Myra Cassin

This loves location doesn't have any internet service👎👎

Madyson Nicolas

Clean place w good showers and great food/drink choices!

Hilario Crooks V

Great customer service.

Dr. Luther Marvin V

Great people very nice !🤗

Missouri Heller

I was helped by Virginia in Austin mn Walmart.

Prof. Simone Mueller DDS

Jarod was extremely helpful and answered all of my questions on a timely manner.

Willow Dickinson

Highly recommend Jarod for self employed professionals.

Prof. Kole Lowe III

I would definitely recommend to ALL people who need mortgage services.

Prof. Marian Hamill

Made it easy to understand and great staff

Josephine Grady

Princess was so wonderful to work with.

Mr. Robin Fisher

Staff it’s friendly, clean branch, good rates, and super convenient!

Ardith Rodriguez

Mobile banking site and App are junk.

Lora Kuphal

Very friendly people in Faribault Minnesota.

Prof. Dana Yost I

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Rochester, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Rochester, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Bay Equity Home Loans help issue a loan in Rochester, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Rochester, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Rochester, Minnesota

Genisys Credit Union

3300 Central Park Commons Dr, Eagan, MN 55121, USA

+1 (651) 994-4898

www.genisyscu.org

First National Bank of Moose Lake

20 Hartman Dr, Moose Lake, MN 55767, USA

+1 (218) 485-4441

www.firstmooselake.com

ATM Affinity Plus Federal Credit Union

1990 2nd Ave SE, Cambridge, MN 55008, USA

+1 (800) 322-7228

www.affinityplus.org

Members Cooperative Credit Union

149 W MN-210, McGregor, MN 55760, USA

+1 (218) 768-3607

www.membersccu.org

TruStone Financial Credit Union

2150 Lexington Ave N, Roseville, MN 55113, USA

+1 (800) 862-1998

trustonefinancial.org

Duane P Heiling - Ameriprise Financial Services, LLC

800 E Bridge St, Redwood Falls, MN 56283, USA

+1 (507) 627-2639

www.ameripriseadvisors.com

Minnwest Bank

3130 2nd St S, St Cloud, MN 56301, USA

+1 (320) 253-6300

www.minnwestbank.com

U.S. Bank Branch

20191 Iberia Ave, Lakeville, MN 55044, USA

+1 (952) 985-6180

locations.usbank.com

First State Bank

117 S Minnesota Ave, Okabena, MN 56161, USA

+1 (507) 853-4421

www.firststatebank.biz

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