Welcome to Our Online Loan Referral Service

3.9 8 reviews

3130 2nd St S, St Cloud, MN 56301, USA
+1 (320) 253-6300
www.minnwestbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1996-10-07

Mailing Address

Company Name

Contact Data

Feedback about Minnwest Bank?

Here you get acquainted with the feedback of our clients.

It's nice seeing the same people when you go in year after year.

Dovie Boyle

Very friendly, knowlegeable, helpful staff.

Skyla Eichmann

Can't believe in this time of social media your bank would be so inconsiderate!

Fae Barton

Great staff with friendly service.

Amiya Cole

Very high quality instruments and services for great prices.

Gavin Torphy DVM

Great selection in a local shop, and the guys are great to work with.

Vida Nikolaus

Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Saint Cloud, Florida

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue loans in Saint Cloud, Florida. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Minnwest Bank help take out a payday loan in Saint Cloud, Florida?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Saint Cloud, Florida. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

Wells Fargo Bank

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+1 (612) 667-5898

www.wellsfargo.com

Pawn America

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+1 (218) 727-2274

www.pawnamerica.com

Bremer Bank

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+1 (320) 834-2249

www.bremer.com

Minnesota National Bank

131 12th St S, Sauk Centre, MN 56378, USA

+1 (320) 352-5211

www.mn-bank.bank

Community Resource Bank Northfield

1605 Heritage Dr, Northfield, MN 55057, USA

+1 (507) 645-4441

www.crb.bank

We Pay More Pawn

4223 B Winnetka Ave N, New Hope, MN 55428, USA

+1 (763) 600-6462

www.wepaymorepawn.com

American Bank of the North

221 North Main St, Biwabik, MN 55708, USA

+1 (218) 865-6345

www.ambnk.com

Bremer Bank

805 Main St N, Austin, MN 55912, USA

+1 (507) 433-8822

www.bremer.com

Deerwood Bank of Inver Grove Heights

7055 Cahill Ave, Inver Grove Heights, MN 55076, USA

+1 (651) 628-2661

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