Welcome to Our Online Loan Referral Service

2.1 21 reviews

27 33rd Ave N, St Cloud, MN 56303, USA
+1 (320) 259-7565
locations.usbank.com
Thursday
10AM–3PM
Friday
Closed
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you grapple with the reviews of our clients.

For work such a stupid thing to ask customers!

Doug Kemmer

Wasted nearly 40 minutes of my weekend each time waiting.

Christy Schaden Sr.

Just an overall great experience at this location.

Theron Wehner

Pay Attention

Above-shown info offers the details about a certain lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Saint Cloud, Florida

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Saint Cloud, Florida is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will U.S. Bank Branch help issue a payday loan in Saint Cloud, Florida?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Saint Cloud, Florida. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

Edward Jones - Financial Advisor: John M Hardy

102 Walnut St #101, Winona, MN 55987, USA

+1 (507) 454-5068

www.edwardjones.com

Stearns Bank N.A. - Pine City

600 Hillside Ave SW, Pine City, MN 55063, USA

+1 (320) 629-6713

www.stearnsbank.com

ATM Bremer Bank

8800 MN-7, St Louis Park, MN 55426, USA

+1 (800) 627-3999

www.bremer.com

First Community Credit Union

116 W Broadway, Climax, MN 56523, USA

+1 (218) 857-2315

www.myfccu.com

Premier Bank Osseo

301 Central Ave, Osseo, MN 55369, USA

+1 (763) 493-3456

www.premierbanks.com

First Independent Bank

101 Main St North, Beardsley, MN 56211, USA

+1 (320) 265-6122

www.fibmn.com

U.S. Bank ATM - Hugo

14431 Forest Blvd N, Hugo, MN 55038, USA

+1 (800) 872-2657

usbank.com

American Bank of the North

522 E Howard St # 80, Hibbing, MN 55746, USA

+1 (218) 262-5000

www.ambnk.com

Edward Jones - Financial Advisor: Perry Heles

480 W 78th St Suite 107, Chanhassen, MN 55317, USA

+1 (952) 470-1177

www.edwardjones.com

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