Welcome to Our Online Loan Referral Service

4.1 9 reviews

1113 W St Germain St, St Cloud, MN 56301, USA
+1 (320) 529-8878
www.midcountry.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about MidCountry Bank (Lobby & Drive-Thru Open)?

Here you grapple with the feedback of our clients.

I apply quite often. I am pleased with the terms. There is online day and night service.

Juvenal Heaney

I often take out a cash advance to a card in MidCountry Bank (Lobby & Drive-Thru Open). It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Nathaniel Eichmann III

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Saint Cloud, Florida

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Saint Cloud, Florida are issued hassle-free. The interest rate is conditional on the client's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will MidCountry Bank (Lobby & Drive-Thru Open) help take out a payday loan in Saint Cloud, Florida?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Saint Cloud, Florida. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

Old National Bank

600 W 78th St, Chanhassen, MN 55317, USA

+1 (952) 486-4516

www.oldnational.com

First State Bank of Fountain

101 Main St, Fountain, MN 55935, USA

+1 (507) 268-4321

www.fsbfountain.com

Mid Minnesota Federal Credit Union – Little Falls

307 1st St SE, Little Falls, MN 56345, USA

+1 (320) 632-6679

www.mmfcu.org

TruStone Financial Credit Union

17533 Cedar Ave, Lakeville, MN 55044, USA

+1 (800) 862-1998

trustonefinancial.org

First Security Bank

107 Center St N, Lake Benton, MN 56149, USA

+1 (507) 368-4261

fsblakebenton.com

Associated Bank

1835 Radio Dr, Woodbury, MN 55125, USA

+1 (651) 735-5000

www.associatedbank.com

Edward Jones - Financial Advisor: Mike Stefan

1932 E 3rd Ave, Hibbing, MN 55746, USA

+1 (218) 262-1131

www.edwardjones.com

BankCherokee

675 Randolph Ave, St Paul, MN 55102, USA

+1 (651) 290-6965

www.bankcherokee.com

American Bank of the North

1215 S Pokegama Ave, Grand Rapids, MN 55744, USA

+1 (218) 327-1121

www.ambnk.com

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