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4.9 305 reviews
Loan agency in St. Cloud, Minnesota

2550 W Division St Ste B, St Cloud, MN 56301, USA
+1 (320) 654-2541

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Created Date


Mailing Address

181 S RIVER RIDGE CIR, BURNSVILLE, MN, 55337-1627, United States

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What people think about Payday America?

Below you see some of the opinions of our clients.

Jeff the branch manager is a great guy and offers great customer service!!

Rasheed Champlin

It was quick easy and painlessly executed service.

Marquise Halvorson

Absolutely love the staff here!

Garett Weimann Jr.

Nice and cautious service.

Mr. Jessy Williamson I

So, if you’re interested in garbage customer service, you’ve found the place

Hobart Kunde III

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Odell Armstrong

This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …

Mr. Aidan Friesen MD

Jarod was extremely helpful and answered all of my questions on a timely manner.

Bobbie Reinger

Highly recommend Jarod for self employed professionals.

Lonnie Miller V

I would definitely recommend to ALL people who need mortgage services.

Adriel Hickle

They have good prices and very polite

Gina Toy

This place is trash.

Annamae Jaskolski

Tough doing business here, and I was shopping.

Eliza Stehr

Good food great staff fair prices worth a stop when in the area.

Nettie Koch

Menu has a good variety to choose from and specials.

Rebecca Schinner

Good food, great prices and friendly service.

Shania Batz

Iam very satisified with affordable rates and helpful service I received.

Emilia Dach

Very professional office who strive to exceed their customer's expectations.

Michele Bauch V

All our questions are answered in a timely manner.

Kelli Weber

Have eaten there many times all topshelf service and food!

Clement Parisian

Had the Hawaiian chicken sandwich which had a monster sized slab of chicken.

Mrs. Zula Huel MD

Owners were vary pushy and inpatient the food was under cooked and not fresh

Mr. Buford Quigley

Clean facility, good COVID proticals, friendly staff.

Corbin Skiles

Its a decent nursing home but its still a nursing home.

Mariana Okuneva

Its nice, warm, great workers.

Reba Quigley

She will give B&B and Super One a run for their money!

Olaf Brown Jr.

Decent selection for a small mom and pop store with fair prices

Dr. Felton Steuber MD

Friendly staff, clean & organized, OK prices.

Miss Liana Medhurst PhD

He does good work and great prices.

Chelsie Dickinson

My family and I have been going to Harold's since I can remember!

Janice Mraz DVM

Community conscious and just all around great mechanics.

Kyler Keebler

Great little course, great people..enjoyed the experience

Prof. Jimmie Wiza IV

This course is the bestest course out of all the other courses in Win E Mac!

Josue Toy

Fun course, not long, but narrow fairways and challenging greens.

Raina Graham

Really enjoyed food and hospitality at their annual ham dinner!

Rachel Bernier

It's like going home

Dr. Kaden Nader

A pretty good selection of cattle as well.

Wyatt Mante

Always enjoy watching the horses!!

Ubaldo McDermott

Really, it’s the people who run the place.

Prof. Moriah Moen

They treat staff worse than campers.

Coty Abshire

My favorite thing is color wars!!

Mr. Macey Hegmann Sr.

Terry and his staff are always ready to help with all your real estate needs!!!!

Harold Rowe

If you're a fishing person, this is the place to get supplies!

Leatha Moore

When we finally looked at it my realtor said it was listed as a contigent.

Grace Dare

Best staff you will ever work with, highly recommend ✨✨✨✨

Mr. Michale Streich Sr.

There is never a bad experience with this group of professionals.

Emile Hudson

She finds the best deals and has ran many quotes for us.

Rhianna Wehner

This place his wonderful and very accommodating.

Sean Price

Excellent patient care here.

Hosea Will

I highly recommend this dental center.

Torey Hilpert

Great church friendly staff and people

Adelbert Boyle PhD

Very welcoming people in a very relaxed church environment.

Ryann Bernier DVM

Purchased a reclaimed barn wood chair and received excellent customer service.

Ms. Damaris Purdy

A relative of mine worked for this place and purchased a table.

Lynn Toy

Great help from sales lady

Dr. Solon Maggio

They have many companies they work with and great rates.

Antonetta Stehr DVM

At this point the people I dealt with directly were Chad and Lisa shop elsewhere

Abelardo McCullough

I was with another company but my rates kept increasing.

Violet Turcotte IV

Excellent service and pricesta are fair

Judy Stark

And service charge is very reasonable.

Louie Bode

Incredibly knowledgeable and priced well!

Mr. Sonny Howe IV

Also, their school is fantastic with smaller class sizes, and awesome staff!

Sister O'Connell

Incredibly kind people, great for all!

Amani Terry

Friendly staff.. great service and great deals on the lot.

Mortimer Kutch

Great people - knowledgeable staff and good work.

Ms. Josiane Cruickshank

Always a great experience and love the coffee in the waiting room!!

Mr. Zion Ernser DVM

Great atmosphere, food and service

Santina Johns

Not only is the beerband service great, the decor is spot on.

Holden Rodriguez

Beer was a bit hit and miss, with some very flavorful and others a little plain.

Dr. Cecil Upton IV

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Saint Cloud, Florida. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a payday loan if you are certain that you can afford payments as agreed in the contract.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

TCF Bank

900 W 78th St, Chanhassen, MN 55317, USA

+1 (800) 823-2265


Bremer Bank

345 4th Ave, International Falls, MN 56649, USA

+1 (218) 283-9411


ATM (Associated Bank)

38860 10th Ave, North Branch, MN 55056, USA


U.S. Bank Branch

14431 Forest Blvd N, Hugo, MN 55038, USA

+1 (651) 429-7758


Members Cooperative Credit Union

6241 Main St, North Branch, MN 55056, USA

+1 (651) 674-0898


TruStone Financial Credit Union

1400 Riverwood Dr, Burnsville, MN 55337, USA

+1 (800) 862-1998


A E Goetze Credit Union

201 N 8th St, Lake City, MN 55041, USA

+1 (651) 345-5210

Bremer Bank

2210 MN-29, Alexandria, MN 56308, USA

+1 (320) 763-6622


Mortgage One & Finance Corporation

2526 County Rd 88, Minneapolis, MN 55418, USA

+1 (612) 788-2037