Welcome to Our Online Loan Referral Service

4.4 20 reviews

1400 Hwy 96 E, White Bear Lake, MN 55110, USA
+1 (651) 653-9619

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Feedback about Lake Area Bank?

Here you see the reviews of our clients.

Also, Cali (our dog) loves the drive-thru treats.

Mary Hermann

Bad service no customer service

Emerson Haag

The staff are always very friendly, and willing.

Holden Wilkinson PhD

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Further there will be presented the details about not a definite lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Saint Paul, Virginia

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Saint Paul, va. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.



Max Loan


Min Term

4 months

Max Term

24 months

How will Lake Area Bank help take out a payday loan in Saint Paul, Virginia?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Saint Paul, va consider this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on time and not only cope with current problems, but improve the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Frandsen Bank & Trust

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+1 (218) 879-6000


Bremer Bank

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Edward Jones - Financial Advisor: Drew Schellpeper

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Equity Bank

208 W Front St, Claremont, MN 55924, USA

+1 (507) 528-2133


Frandsen Bank & Trust

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+1 (320) 968-6293

Harvest Bank

321 Pacific Ave, Kandiyohi, MN 56251, USA

+1 (320) 382-6100


Edward Jones - Financial Advisor: Ben Salaba, AAMS®|CRPC®

1101 2nd St NE, Waseca, MN 56093, USA

+1 (507) 835-2400


Viking Pawn

403 Broadway St, Alexandria, MN 56308, USA

+1 (320) 762-8811


Frandsen Bank & Trust

320 E Main St, Waterville, MN 56096, USA

+1 (507) 362-4251