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Created Date
1996-12-11
Mailing Address
Company Name
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Feedback about Lake Area Bank?
Here you see the reviews of our clients.
Also, Cali (our dog) loves the drive-thru treats.
Mary Hermann
Bad service no customer service
Emerson Haag
The staff are always very friendly, and willing.
Holden Wilkinson PhD
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Further there will be presented the details about not a definite lender. The information below will define shared information about payday loans and its specific aspects.
Payday Loans in Saint Paul, Virginia
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Hassle-free financial products are known as payday loans in Saint Paul, va. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Lake Area Bank help take out a payday loan in Saint Paul, Virginia?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Saint Paul, va consider this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on time and not only cope with current problems, but improve the credit score.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Saint Paul, Minnesota
U.S. Bank Branch
111 Central Ave N, New Prague, MN 56071, USA
+1 (952) 758-5666
locations.usbank.com
First National Bank North
600 Minnesota Ave W, Walker, MN 56484, USA
+1 (218) 547-1160
www.fnbnorth.com
St. Paul Federal Credit Union
1330 Conway St #200, St Paul, MN 55106, USA
+1 (651) 772-8744
www.stpaulfcu.org
