Welcome to Our Online Loan Referral Service

5 14 reviews

200 E Frontage Rd, Waconia, MN 55387, USA
+1 (952) 442-2141
www.midcountry.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about MidCountry Bank (Lobby & Drive-Thru Open)?

Here you get acquainted with the reviews of our clients.

In either case, you have a full service facility right in your home town.

Micaela McKenzie

The staff here is unbelievable and treat you like family.

Alva Miller

I always had outstanding experience..."Friendly people

Bettye Jenkins

Charge a nice hunk to cash a check.

Chance Bogan

She stated that I needed a piece of mail .

Moriah Abshire

Tanya was introduced to me by a friend as I was looking to refinance my home.

Zoie Walter

Tanya was amazing in assisting me as a first time home buyer.

Alysha Feest

She was very unprofessional and out dated on her knowledge.

Melisa Kulas

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Waconia, Minnesota

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Waconia, Minnesota are issued hassle-free. The interest percentage is dependent on the borrower's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will MidCountry Bank (Lobby & Drive-Thru Open) help take out a payday loan in Waconia, Minnesota?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Waconia, mn will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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Old National Bank

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U.S. Bank Branch

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Ideal Credit Union

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First Farmers & Merchants Bank

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Community Bank

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Highland Bank

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