Welcome to Our Online Loan Referral Service

4.4 14 reviews

2020 Washington Ave S, Stillwater, MN 55082, USA
+1 (651) 770-7000
www.idealcu.com
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2013-07-01

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Ideal Credit Union

Contact Data

dataprivacyprotected@1und1.de

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Ideal Credit Union?

Here you grapple with the feedback of our customers.

They have great rates, are quite responsive and have wonderful service.

Edythe Ullrich II

Great customer service for your banking needs.

Travon Kuhlman

I will be a customer for life.

Emil Bartoletti V

I highly recommend Shayne’s service to anyone looking to buy a new home.

Prof. Lorenzo Dickinson III

Very, very happy with Tony Schardin's help and work on my family's behalf.

Shane Pfeffer

We appreciated her assistance sooo much during our home buying process!

Dr. Leslie Schuppe

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Stillwater, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Stillwater, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

25% small loan cap

How will Ideal Credit Union help take out a payday loan in Stillwater, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Stillwater, New York. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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