First Independent Bank Payday Loans Review - Wood Lake, Minnesota

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.