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3 4 reviews

114 Front St, Richton, MS 39476, USA
+1 (601) 788-6301
www.richtonbank.com
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

1998-05-28

Mailing Address

Mississippi, United States

Company Name

Richton Bank and Trust Co.

Richton Bank and Trust Co.

Contact Data

What people think about Richton Bank & Trust Co?

Below you find some of the opinions of our clients.

I contacted Richton Bank & Trust Co for a loan. Everything was done very fast. Had the funds in my account the next morning. Employees are very nice. Good experience!

Lucius Batz

I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it on time. Love this lender for their reasonable rates. Other lenders in my city charge sky high interest!

Dylan O'Kon

Thanks!! The money were transferred to my bank account as agreed – the next day. I repaid the loan after a week and had no issues. The process is convenient and legit. Be a responsible borrower and you will have no troubles.

Myrtle Streich

Richton Bank & Trust Co seems fair. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Rashawn Fay

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Richton, Mississippi

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Richton, Mississippi. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few things.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are assured that you can make payments on scheduled.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

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