Welcome to Our Online Loan Referral Service

3 reviews

400 E 2nd Ave, Shelby, MS 38774, USA
+1 (662) 398-5161
banksouthern.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2007-09-25

Mailing Address

DATA REDACTED, DATA REDACTED, Arkansas, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about Southern Bancorp Bank?

Here you grapple with the feedback of our customers.

I'm not ashamed to borrow money from Southern Bancorp Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Neoma Hintz

I submit an application quite often. I am satisfied with the terms. There is online 24/7 service.

Meagan Nitzsche

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Shelby, North Carolina

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Shelby, North Carolina are issued problem-free. The interest rate is conditional on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

36% APR small loan cap

How will Southern Bancorp Bank help issue a payday loan in Shelby, North Carolina?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Shelby, North Carolina. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Shelby, Mississippi

Cash Stop Inc

417 US-82, Indianola, MS 38751, USA

+1 (662) 887-6262

Calhoun Banking Center

122 S Pontotoc Rd, Bruce, MS 38915, USA

+1 (662) 983-3700

www.bankofokolona.com

Check Now

1930 Military Rd, Columbus, MS 39705, USA

+1 (662) 244-5929

www.checknow.biz

Renasant Bank

100 Bates St, Batesville, MS 38606, USA

+1 (800) 680-1601

www.renasantbank.com

Mississippi Federal Credit Union

100 Alumni Dr, Jackson, MS 39216, USA

+1 (601) 351-9200

msfcu.us

1st Franklin Financial

706 Highway 12 West, Suite C, Starkville, MS 39759, USA

+1 (662) 323-5746

locations.1ffc.com

Community Loans of America

909 Pass Rd, Gulfport, MS 39501, USA

+1 (228) 864-4313

www.clacorp.com

Advance America

450 Stateline Rd W Ste. B, Southaven, MS 38671, USA

+1 (662) 280-1139

www.advanceamerica.net

1st Franklin Financial

2412 E Parkway St, Hernando, MS 38632, USA

+1 (662) 449-2661

locations.1ffc.com

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