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Loan agency in West Point, Mississippi

216 US-45 ALT, West Point, MS 39773, USA
7 years in business
+1 (662) 324-9500

Feedback about Quick Cash of Starkville?

Here you read the feedback of our customers.

High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Ian Nienow MD

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Mrs. Maritza Schiller II

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Raphaelle Parker Sr.

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in West Point, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in West Point, New York is issued easily and quickly. The interest rate is specified considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Quick Cash of Starkville help take out a payday loan in West Point, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in West Point, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in West Point, Mississippi

BancorpSouth Bank

1671 Simpson, US 49, Magee, MS 39111, USA

+1 (601) 849-5166

www.bancorpsouth.com

First Financial Loans

1219 W 5th St, Laurel, MS 39440, USA

+1 (601) 428-5511

BankPlus

6935 MS-513, Stonewall, MS 39363, USA

+1 (601) 659-7061

www.bankplus.net

Lendmark Financial Services LLC

6117 US-98 Suite 40, Hattiesburg, MS 39402, USA

+1 (601) 255-1865

www.lendmarkfinancial.com

Tax Time Check Cashing

1405 26th Ave, Meridian, MS 39301, USA

+1 (601) 483-4930

Mechanics Bank

319 Main St, Water Valley, MS 38965, USA

+1 (662) 473-2261

www.mechanicsbankms.com

Community Choice Financial

124 W Center St, Canton, MS 39046, USA

+1 (601) 859-2274

www.ccfi.com

ATM (Regions Bank)

501 Main St, Hattiesburg, MS 39401, USA

+1 (800) 734-4667

www.regions.com

1st Franklin Financial

1811 Main St Suite D, Tupelo, MS 38801, USA

+1 (662) 842-9992

locations.1ffc.com

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