Crossroads Credit Union Payday Loans Review

3.7 3 reviews

Organization owner?

4357 Gardner Ave, Kansas City, MO 64117, USA

+1 (816) 483-4574

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

10AM–5PM

What people think about Crossroads Credit Union?

Below you see some of the opinions of our customers.

I recommend Crossroads Credit Union to every person who need extra funds. I’ve been using them for 4th time. Always amazing service!

Prof. Abraham Christiansen Jr.

Recently I needed $900 to cover medical bills. I decided to apply via Crossroads Credit Union. They only approved me for $500 but the process itself was hassle-free, and their rates were reasonable.

Mike Jacobs

Pay Attention

The previous three items describe a specific company. But below you can find common data about payday loans.

Payday Loans in Kansas City, Missouri

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Kansas City, Missouri. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Kansas City, mo approve individuals with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within several hours.

To get accepted for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.