ATM (UMB Bank) Payday Loans Review - Saint Louis, Missouri

3 reviews

Organization owner?

14141 Riverport Dr, St. Louis, MO 63102, USA

What people think about ATM (UMB Bank)?

Below you see some of the reviews of our customers.

A couple of days ago I urgently needed funds to pay for a birthday gift. I submitted an application form via the website of ATM (UMB Bank). I entered the basic personal data. No phone calls. The necessary amount was approved within 10 minutes. The money was transferred to my bank account within 2 hours. Fantastic company!

Ms. Brianne Runolfsson V

The process was trouble-free, straightforward. No surety needed. Thank you a lot. Love their 24/7 customer support. No complaints. Would use again.

Edd Yost

A couple of weeks ago I urgently needed $500 to pay for a bike repair. I filled out an application form via the website of ATM (UMB Bank). I entered the basic personal data. No phone calls. The requested loan was approved within 15 minutes. The money was transferred to my bank account within 2 hours. Love this service!

Collin Rice

Important

Now you can see general features of payday loans.

Payday Loans in Saint Louis, Michigan

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Saint Louis, Michigan is are simple to access. The interest rate is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in a timely manner.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.