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1 reviews

201 E Main St, Bound Brook, NJ 08805, USA

What people think about Universal Check Cashing?

Below you see some of the opinions of our clients.

They only ask for an ID to get approve. Last week I was broke and needed some cash to survive. These guys saved me although I had a low credit score. Quick and safe application. Highly recommend!

Prof. Olga Daugherty III

Good website with reasonable rates. They money quickly, as I expected. I will use Universal Check Cashing again if I need temporary help.

Dr. Ford Johns

I have already applied this company 3 times and I was very satisfied with the rates. This is the only round the clock website with competitive rates in my city.

Keon O'Connell

A good loan provider. The company quickly processed my application. Had money in my account the next morning. If you need some extra cash urgently, this is the best lender, I’m telling you!

Dr. Dannie Dickens PhD


Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Bound Brook, New Jersey

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Bound Brook, New Jersey is are simple to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.


30% usury cap

Why people apply for cash advances?


Car expenses








Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Bound Brook, New Jersey

Unity Bank

64 Old Hwy 22, Clinton, NJ 08809, USA

+1 (908) 713-4580


Columbia Bank - ATM

200 Stiles Ave, Maple Shade, NJ 08052, USA

+1 (800) 522-4167


Andrews Federal Credit Union

34056 Broidy Rd, McGuire AFB, NJ 08641, USA

+1 (800) 487-5500


OceanFirst Bank

350 Fellowship Rd Suite 101, Mt Laurel Township, NJ 08054, USA

+1 (888) 623-2633


United Check Cashing

518 Delsea Dr, Glassboro, NJ 08028, USA

+1 (856) 863-1155


Friendly Check Cashing

557 N Broad St, Elizabeth, NJ 07208, USA

+1 (908) 289-9100


OceanFirst Bank

217 Jackson St, Cape May, NJ 08204, USA

+1 (888) 623-2633


BCB Bank

112 Talmadge Rd, Edison, NJ 08817, USA

+1 (800) 680-6872


United Check Cashing

906 E Black Horse Pike, Mt Ephraim, NJ 08059, USA

+1 (609) 630-0475