Universal Check Cashing Payday Loans Review

1 reviews

Organization owner?

201 E Main St, Bound Brook, NJ 08805, USA

What people think about Universal Check Cashing?

Below you see some of the opinions of our clients.

They only ask for an ID to get approve. Last week I was broke and needed some cash to survive. These guys saved me although I had a low credit score. Quick and safe application. Highly recommend!

Prof. Olga Daugherty III

Good website with reasonable rates. They money quickly, as I expected. I will use Universal Check Cashing again if I need temporary help.

Dr. Ford Johns

I have already applied this company 3 times and I was very satisfied with the rates. This is the only round the clock website with competitive rates in my city.

Keon O'Connell

A good loan provider. The company quickly processed my application. Had money in my account the next morning. If you need some extra cash urgently, this is the best lender, I’m telling you!

Dr. Dannie Dickens PhD

Important

Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Bound Brook, New Jersey

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Bound Brook, New Jersey is are simple to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.