Welcome to Our Online Loan Referral Service

5 52 reviews

217 Jackson St, Cape May, NJ 08204, USA
+1 (888) 623-2633
oceanfirst.com
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1999-04-01

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oceanfirst.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about OceanFirst Bank?

Here you grapple with the reviews of our customers.

Great service by super employees.

Gus Adams

Great people great place

Jack Schuster

They're always a pleasure to work with and are extremely helpful.

Jayden Marquardt

The rudest people in this branch!

Crystel Nolan

They are also very kind to my children when we come in.

Jerad Lemke

A very poor experience.

Jaqueline Hirthe

I would rate them five stars as a Real Estate Agency to work for.

Dr. Gideon Koss

Excellent service and complete knowledge of the Sussex County market

Cheyenne Reichert

#1 Real Estate company at the beach!

Dr. Jadon Brown III

Fun place to shop tons of stuff and unbeatable prices

Therese Bashirian

Wide selection of items for the home, reasonable prices, friendly staff

Prof. Napoleon Prohaska

I really appreciate their service and highly recommend them!

Zackery Turcotte

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Cape May, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Cape May, New Jersey are taken out easily. The interest percentage is dependent on the customer's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

30% usury cap

How will OceanFirst Bank help take out a loan in Cape May, New Jersey?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Cape May, New Jersey. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Cape May, New Jersey

First Financial Federal Credit Union

1360 U.S. 9, Toms River, NJ 08755, USA

+1 (866) 750-0100

www.firstffcu.com

Investors Bank

124 E Main St, Maple Shade, NJ 08052, USA

+1 (856) 414-1133

www.myinvestorsbank.com

BCB Bank

1100 Washington St, Hoboken, NJ 07030, USA

+1 (201) 823-0700

www.bcb.bank

Rio Check Cashing

1304 NJ-47, Rio Grande, NJ 08242, USA

+1 (609) 886-7711

Oportun

3707 Bergenline Ave, Union City, NJ 07087, USA

+1 (551) 249-2679

oportun.com

Oportun

194 Smith St, Perth Amboy, NJ 08861, USA

+1 (551) 249-2521

oportun.com

OceanFirst Bank

224 S Main St, Flemington, NJ 08822, USA

+1 (888) 623-2633

oceanfirst.com

Columbia Bank

1460 Clements Bridge Rd, Deptford, NJ 08096, USA

+1 (856) 848-5055

www.columbiabankonline.com

Cross River Bank

885 Teaneck Rd, Teaneck, NJ 07666, USA

+1 (201) 808-7000

www.crossriverbank.com

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