United Check Cashing Payday Loans Review

3.4 8 reviews

Organization owner?

1803 NJ-27 Suite 4, Edison, NJ 08817, USA

7 years in business

+1 (732) 819-0123

unitedcheckcashing.com

Friday
(Good Friday)

9:30AM–7PM

Hours might differ

Saturday

9:30AM–4PM

Sunday
(Easter)

Closed

Monday

Closed

Tuesday

9:30AM–6PM

Wednesday

9:30AM–6PM

Thursday

9:30AM–6PM

Domain Info

Created Date

1997-03-05

Mailing Address

325 CHESTNUT ST STE 3000, PHILADELPHIA, PA, 19106-2603, United States

Company Name

United Check Cashing

Contact Data

[email protected]

+1.2157425555

+1.215-238-9056

Feedback about United Check Cashing?

Here you get acquainted with the reviews of our clients.

Friendly service, they are both very nice and very patient.

Elda Dach

This place is the absolute worst ever dont waste your time.

Cristobal Hauck

Quick check cashing, western union, money grams..

Kayli Schuppe V

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Edison, New Jersey

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Edison, New Jersey. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

30% usury cap

How will United Check Cashing help issue a payday loan in Edison, New Jersey?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Edison, New Jersey may help level up your credit rating.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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