Welcome to Our Online Loan Referral Service

2.5 12 reviews

559 S Broad St, Elizabeth, NJ 07202, USA
+1 (908) 351-7878
Monday
9AM–6:30PM
Tuesday
9AM–6:30PM
Wednesday
9AM–6:30PM
Thursday
9AM–7:30PM
Friday
9AM–7:30PM
Saturday
9AM–4:30PM
Sunday
Closed

Feedback about American Check Cashing Inc?

Here you grapple with the feedback of our customers.

The worst customer service I have ever received

Dr. Collin Jast DDS

I felt like a was getting a favor from her and not paying for a service.

Dr. Kristian Nienow MD

This place is NOT open 24/7.

Miss Helen Anderson II

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Elizabeth, New Jersey

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Elizabeth, nj. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

30% usury cap

How will American Check Cashing Inc help take out a loan in Elizabeth, New Jersey?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Elizabeth, nj will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Elizabeth, New Jersey

Provident Bank

190 Roseberry St, Phillipsburg, NJ 08865, USA

+1 (908) 235-4700

www.provident.bank

United Check Cashing

2111 N 2nd St, Millville, NJ 08332, USA

+1 (856) 765-0500

www.unitedcheckcashing.com

Northfield Bank

4 NJ-31 South, Pennington, NJ 08534, USA

+1 (833) 301-6325

www.enorthfield.com

Investors Bank

124 E Main St, Maple Shade, NJ 08052, USA

+1 (856) 414-1133

www.myinvestorsbank.com

Northfield Bank

1082 Old York Rd, Ringoes, NJ 08551, USA

+1 (833) 301-6325

www.enorthfield.com

Imperial Check Cashing

no longer open, 1520 Mt Ephraim Ave, Camden, NJ 08104, USA

+1 (856) 966-0077

Universal Check Cashing

201 E Main St, Bound Brook, NJ 08805, USA

Liberty Savings Federal Credit Union

666 Newark Ave, Jersey City, NJ 07306, USA

+1 (201) 659-3900

www.lsfcu.org

Andrews Federal Credit Union

3113 NJ-38 #24, Mt Laurel Township, NJ 08054, USA

+1 (800) 487-5500

www.andrewsfcu.org

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