Affinity Federal Credit Union Payday Loans Review

3 2 reviews

Organization owner?

400 W Blackwell St, Dover, NJ 07801, USA

+1 (908) 860-3591

www.affinityfcu.com

Domain Info

Created Date

1997-12-29

Mailing Address

96 Mowat Ave, Toronto, ON, M6K 3M1, Canada

Company Name

Contact Privacy Inc. Customer 0127245118

Contact Data

[email protected]

+1.4165385457

Feedback about Affinity Federal Credit Union?

Here you read the reviews of our customers.

The payday loan is deposited easily and quickly. There is a minus - a great fee when returning a loan.

Jaiden Grady DVM

I often take out a payday loan to a card in Affinity Federal Credit Union. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Dr. Casandra Batz V

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Dover, Massachusetts

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Dover, Massachusetts are taken out easily. The interest percentage is conditional on the client's personal information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

23% small loan cap

How will Affinity Federal Credit Union help take out a loan in Dover, Massachusetts?

Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Dover, ma review this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be ready to objectively assess financial abilities, take out a loan, pay off the debt on a due date and not only handle current problems, but improve the credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Dover, New Jersey

First Financial Federal Credit Union

1360 U.S. 9, Toms River, NJ 08755, USA

+1 (866) 750-0100

www.firstffcu.com

Century Savings Bank

800 E Broad St, Gibbstown, NJ 08027, USA

+1 (856) 423-1616

www.centurysb.com

BCB Bank

211 Washington St, Jersey City, NJ 07302, USA

+1 (800) 680-6872

www.bcb.bank

Millville Savings Bank

904 W Main St, Millville, NJ 08332, USA

+1 (856) 293-9480

www.millvillesavings.com