2013-03-18
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The previous three items describe a certain financial institution. But below you can find general information about payday loans.
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans may be an easy and fast solution to a short-term problem in Elizabeth, New Jersey. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.
30% usury cap
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you must comply with the following eligibility criteria:
Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.
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