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5 886 reviews
Loan agency in Union City, New Jersey

3707 Bergenline Ave, Union City, NJ 07087, USA
+1 (551) 249-2679
oportun.com
Saturday
10AM–5PM
Sunday
10AM–4PM
Monday
11AM–6:30PM
Tuesday
11AM–6:30PM
Wednesday
11AM–6:30PM
Thursday
11AM–6:30PM
Friday
11AM–6:30PM

Domain Info

Created Date

2001-03-28

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oportun.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Oportun?

Here you get acquainted with the feedback of our customers.

Nice,service ,the staff so kind.

Marjory Paucek

Great people, easy paperwork, fast approval!!!!

Helene Mohr

I really appreciate her hospitality and her good vibes.

Kavon Medhurst MD

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Union City, New Jersey

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Union City, New Jersey is taken out easily and quickly. The interest percentage is set respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

30% usury cap

How will Oportun help take out a payday loan in Union City, New Jersey?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Union City, New Jersey. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Union City, New Jersey

OceanFirst Bank

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+1 (888) 623-2633

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Affinity Federal Credit Union

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+1 (908) 860-7237

www.affinityfcu.com

Broadway Check Cashing

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+1 (908) 351-3711

Northfield Bank

56 Main St, Flemington, NJ 08822, USA

+1 (908) 237-1290

www.enorthfield.com

Columbia Bank

64 Franklin Turnpike, Waldwick, NJ 07463, USA

+1 (201) 421-2382

www.columbiabankonline.com

Ben's Check Cashing Store

1206 Mt Ephraim Ave, Camden, NJ 08104, USA

+1 (856) 966-7511

m.facebook.com

Peapack-Gladstone Bank - Califon, NJ

438 County Rd 513, Califon, NJ 07830, USA

+1 (908) 832-5923

www.pgbank.com

Oportun

128 Elmora Ave, Elizabeth, NJ 07202, USA

+1 (732) 497-3253

oportun.com

OneMain Financial

33 W Elizabeth Ave, Linden, NJ 07036, USA

+1 (908) 862-5050

www.onemainfinancial.com

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