Welcome to Our Online Loan Referral Service

4.4 30 reviews

303 Village Center Dr, Swedesboro, NJ 08085, USA
+1 (888) 623-2633
oceanfirst.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1999-04-01

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oceanfirst.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about OceanFirst Bank?

Here you get acquainted with the feedback of our clients.

The friendly knowledgable staff provide excellent customer service.

Prof. Nelle Roob DVM

Great people work here and they will treat you right.

Alba Fisher

Anthony was very helpful with setting up my checking account information for me

Doris Medhurst

Pay Attention

Above-defined info offers the details about a certain lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Swedesboro, New Jersey

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Swedesboro, New Jersey is taken out simply and fast. The interest percentage is set considering the category of the client: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

30% usury cap

How will OceanFirst Bank help issue a payday loan in Swedesboro, New Jersey?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Swedesboro, New Jersey may help level up your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Swedesboro, New Jersey

Oportun

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+1 (201) 425-4661

oportun.com

Affinity Federal Credit Union - AT&T

1 AT&T Way, Bedminster, NJ 07921, USA

+1 (908) 234-6979

www.affinityfcu.com

Unity Bank

64 Old Hwy 22, Clinton, NJ 08809, USA

+1 (908) 713-4580

unitybank.com

Caliber Funding

4000 NJ-66, Tinton Falls, NJ 07753, USA

+1 (732) 807-0600

United Check Cashing

29 E Broad St, Paulsboro, NJ 08066, USA

+1 (856) 423-6612

www.unitedcheckcashing.com

Rio Check Cashing

1304 NJ-47, Rio Grande, NJ 08242, USA

+1 (609) 886-7711

Investors Bank

453 Speedwell Ave, Morris Plains, NJ 07950, USA

+1 (973) 605-8460

www.myinvestorsbank.com

Provident Bank

190 Roseberry St, Phillipsburg, NJ 08865, USA

+1 (908) 235-4700

www.provident.bank

South Jersey Federal Credit Union

1615 Hurffville Rd, Deptford, NJ 08096, USA

+1 (800) 582-7640

www.southjerseyfcu.com

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