First Financial Federal Credit Union Payday Loans Review

2.3 36 reviews

Organization owner?

1360 U.S. 9, Toms River, NJ 08755, USA

+1 (866) 750-0100

www.firstffcu.com

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–6PM

Saturday

9AM–12:30PM

Sunday

Closed

Domain Info

Created Date

2006-03-15

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

firstffcu.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about First Financial Federal Credit Union?

Here you get acquainted with the reviews of our customers.

I've been a customer for 4 months and am very pleased with their service.

Miss Lauriane Hamill Jr.

My husband and I have been banking with FF for over a year.

Kianna Schulist

The customer service number does not work.

Araceli Huels

Pay Attention

Lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Toms River, New Jersey

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Toms River, New Jersey is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

30% usury cap

How will First Financial Federal Credit Union help issue a loan in Toms River, New Jersey?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Toms River, New Jersey. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Toms River, New Jersey

Farm Credit East

29 Landis Ave, Bridgeton, NJ 08302, USA

+1 (800) 219-9179

www.farmcrediteast.com

United Check Cashing

1715 NJ-88, Brick Township, NJ 08724, USA

+1 (732) 458-1800

www.unitedcheckcashing.com