Domain Info
Created Date
2001-07-25
Mailing Address
5335 Gate Parkway, Jacksonville, FL, 32256, United States
Company Name
PERFECT PRIVACY, LLC
What people think about Columbia Bank?
Below you read some of the reviews of our clients.
I am a regular client of Columbia Bank. It is very convenient to apply online. The APR was reasonable. Their employees always reply right away.
Prof. Cole Conn
I needed $600 to buy a bike. The only way out was to apply for a payday loan. Found a lot of loan providers online. Columbia Bank seemed the most honest company in Westwood.
Rylee Bartoletti
I recommend Columbia Bank to everyone who need extra money. I’ve been using them for 2nd time. Always great service!
Stanley Schoen
Recently I needed $900 to cover utility bills. I decided to apply via Columbia Bank. They only approved me for $500 but the process itself was transparent, and their rates were attractive.
Prof. Bartholome Okuneva
It wanted to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Columbia Bank. Took out 3 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.
Zoie Bosco
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Westwood, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
It is effortless and fast to get approved for payday loans in Westwood, Massachusetts. The APR will be set specifically for each consumer and will depend on the personal data the applicant provided.
APR
23% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Westwood, New Jersey
Universal Check Cashing
201 E Main St, Bound Brook, NJ 08805, USA
Affinity Federal Credit Union - AT&T
1 AT&T Way, Bedminster, NJ 07921, USA
+1 (908) 234-6979
www.affinityfcu.com
Peapack-Gladstone Bank - Long Valley, NJ
59 E Mill Rd #101, Long Valley, NJ 07853, USA
+1 (908) 876-5728
www.pgbank.com
Erial Payday Loan Advance
2088 Erial Clementon Rd, Sicklerville, NJ 08081, USA
+1 (856) 566-0566
www.expressloansofamerica.com
Affinity Federal Credit Union (HQ)
73 Mountainview Blvd, Basking Ridge, NJ 07920, USA
+1 (800) 325-0808
www.affinityfcu.com
United Check Cashing
29 E Broad St, Paulsboro, NJ 08066, USA
+1 (856) 423-6612
www.unitedcheckcashing.com
