Welcome to Our Online Loan Referral Service

5 3 reviews

200 Kinderkamack Rd, Westwood, NJ 07675, USA
+1 (201) 421-2381
www.columbiabankonline.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2001-07-25

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

4obcdi7tdghjeatqt4aks9glp2@domaindiscreet.com

+1.9027492701

What people think about Columbia Bank?

Below you read some of the reviews of our clients.

I am a regular client of Columbia Bank. It is very convenient to apply online. The APR was reasonable. Their employees always reply right away.

Prof. Cole Conn

I needed $600 to buy a bike. The only way out was to apply for a payday loan. Found a lot of loan providers online. Columbia Bank seemed the most honest company in Westwood.

Rylee Bartoletti

I recommend Columbia Bank to everyone who need extra money. I’ve been using them for 2nd time. Always great service!

Stanley Schoen

Recently I needed $900 to cover utility bills. I decided to apply via Columbia Bank. They only approved me for $500 but the process itself was transparent, and their rates were attractive.

Prof. Bartholome Okuneva

It wanted to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Columbia Bank. Took out 3 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.

Zoie Bosco

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Westwood, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is effortless and fast to get approved for payday loans in Westwood, Massachusetts. The APR will be set specifically for each consumer and will depend on the personal data the applicant provided.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

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+1 (908) 289-9100

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Check Cashing Central

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+1 (201) 843-6340

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Oportun

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Glassboro Payday Loan Advance

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+1 (856) 405-3509

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Northfield Bank

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Ben's Check Cashing Store

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+1 (856) 966-7511

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Affinity Federal Credit Union

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+1 (908) 860-7237

www.affinityfcu.com

First Choice Loan Services

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+1 (856) 229-7675

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