Welcome to Our Online Loan Referral Service

4.8 45 reviews
Loan agency in Las Cruces, New Mexico

1455 Hickory Dr #2, Las Cruces, NM 88005, USA
+1 (575) 525-2274
www.cashstore.com
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

support@cottonwoodfinancial.com

+1.9727530822

+1.9727530385

Feedback about Cash Store?

Here you read the reviews of our clients.

… . Easy to do business with them. Still adjusting to retirement and they have helped me with short term loans to get me to my ss payday which changes monthly. Thank …

Matilde Collier Jr.

You give great customer service not only to me but to all your customers.

Miss Leora Lehner

Over all good place with good environment and good music in the background too.

Enos Welch

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Las Cruces, New Mexico

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Las Cruces, New Mexico. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

Prohibited

How will Cash Store help take out a payday loan in Las Cruces, New Mexico?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Las Cruces, New Mexico. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Las Cruces, New Mexico

New Mexico Credit Corporation

710 Paseo Del Pueblo Sur ste k-1, Taos, NM 87571, USA

+1 (575) 224-3153

newmexicocreditcorp.com

Midwest Financial

2415 N Main St, Roswell, NM 88201, USA

+1 (575) 622-5552

Pioneer Bank

1600 Joe Harvey Blvd, Hobbs, NM 88240, USA

+1 (575) 392-0517

www.pioneerbnk.com

First Financial Credit Union - Farmington

8657 4919 E Main St Suite 103, Farmington, NM 87402, USA

+1 (505) 766-5600

www.ffnm.org

Nusenda Credit Union

7517 Montgomery Blvd NE, Albuquerque, NM 87109, USA

+1 (505) 889-7755

www.nusenda.org

World Finance

1008 Paseo Del Pueblo Sur Ste B, Taos, NM 87571, USA

+1 (575) 751-9000

www.loansbyworld.com

Security Finance

1245 S 2nd St, Raton, NM 87740, USA

+1 (575) 445-1270

www.securityfinance.com

Cash Payday Express

1111 N Riverside Dr, Española, NM 87532, USA

+1 (505) 747-1932

www.cfsc.com

New Mexico Credit Corporation

3000 E 20th St Suite D-1, Farmington, NM 87402, USA

+1 (505) 787-2422

newmexicocreditcorp.com

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