Welcome to Our Online Loan Referral Service

3.7 15 reviews

22 Central Ave, Albany, NY 12205, USA
+1 (518) 257-7288
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Feedback about Capital City Cash, Inc.?

Here you get acquainted with the reviews of our customers.

Great service, repeated client.

Genevieve O'Connell III

Excellent customer service extremely knowledgeable very impressed.

Terry Hane

Great place, great knowledge, very helpful

Susana Feil

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Albany, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are known as payday loans in Albany, ny. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Capital City Cash, Inc. help take out a payday loan in Albany, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Albany, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Albany, New York

Apple Bank

50 Montauk Hwy, East Hampton, NY 11937, USA

+1 (631) 324-6500

www.applebank.com

The First National Bank of Long Island

227 Smith St, Brooklyn, NY 11231, USA

+1 (718) 942-3777

www.fnbli.com

CFCU Community Credit Union - Tops Plaza Waterloo Branch

1959 US-20, Waterloo, NY 13165, USA

+1 (607) 257-8500

www.mycfcu.com

KeyBank

493 Center St, Lewiston, NY 14092, USA

+1 (716) 405-5089

www.key.com

Capital Source Finance LLC

3556 Lake Shore Rd # 700, Blasdell, NY 14219, USA

+1 (716) 822-5096

LNB Banking

359 NY-31, Macedon, NY 14502, USA

+1 (315) 986-9681

bankwithlnb.com

Universal Check Cashing

215 Main St # 2, Binghamton, NY 13905, USA

+1 (607) 766-9450

www.reginacheckcashing.com

Alternatives Federal Credit Union

125 N Fulton St, Ithaca, NY 14850, USA

+1 (607) 273-4611

www.alternatives.org

Cayuga Lake National Bank

165 Cayuga St, Union Springs, NY 13160, USA

+1 (315) 889-7358

www.cayugalakenationalbank.com

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