Welcome to Our Online Loan Referral Service

3.6 30 reviews

215 Main St # 2, Binghamton, NY 13905, USA
+1 (607) 766-9450
www.reginacheckcashing.com
Friday
8:30AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

What people think about Universal Check Cashing?

Below you find some of the testimonials of our customers.

Fee was standard for this type of service.

Andre Schroeder

They work with people

Keira Hill

This place very unprofessional .

Mrs. Margarita Stark

Highly recommend people use this option.

Brannon Stokes DDS

This place is subject to a lawsuit for mistreatment of it's customers.

Dane Barton

There a money making SCAM.

Mrs. Delphine Weissnat

Important

Above there is information about a definite company. Below you can see common aspects of payday loans.

Payday Loans in Binghamton, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get approved for payday loans in Binghamton, New York. The interest rate will be set individually for each applicant and will depend on the personal data the consumer entered.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Binghamton, New York

Cash Depot II

515 Morningstar Rd, Staten Island, NY 10303, USA

+1 (718) 556-3100

OneMain Financial

731 NY-211 E, Middletown, NY 10941, USA

+1 (845) 692-3555

www.onemainfinancial.com

NBT Bank

295 Broadway, Saratoga Springs, NY 12866, USA

+1 (518) 587-0330

www.nbtbank.com

Safra National Bank of NY

546 5th Ave, New York, NY 10036, USA

+1 (212) 704-5500

www.safra.com

Customers Bank

99 Park Ave Suite 1550, New York, NY 10016, USA

+1 (212) 843-4544

customersbank.com

Harlan Check Cashing & Financial Services

245 Tarrytown Rd, White Plains, NY 10607, USA

+1 (914) 328-3399

harlancheckcashing.com

Hudson Valley Credit Union

155 Stringham Rd, Lagrangeville, NY 12540, USA

+1 (845) 463-3011

www.hvcu.org

OneMain Financial

3190 Niagara Falls Blvd, Buffalo, NY 14228, USA

+1 (716) 694-0093

www.onemainfinancial.com

The First National Bank of Long Island

227 Smith St, Brooklyn, NY 11231, USA

+1 (718) 942-3777

www.fnbli.com

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