Welcome to Our Online Loan Referral Service

4.8 4 reviews

16 N Main St A, Bainbridge, NY 13733, USA
+1 (877) 642-7328
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Feedback about Sidney Federal Credit Union?

Here you see the reviews of our clients.

Nice gas station type place.

Bonnie Schmitt

I do all my banking @ the Bainbridge branch.

Franz O'Conner

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Bainbridge, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and quick to issue payday loans in Bainbridge, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Sidney Federal Credit Union help issue a payday loan in Bainbridge, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Bainbridge, ny review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on schedule and not only resolve current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Bainbridge, New York

Visions Federal Credit Union

303 N Main St, Elmira, NY 14901, USA

+1 (800) 242-2120

www.visionsfcu.org

Jovia Financial Credit Union

1636 Marcus Ave, New Hyde Park, NY 11040, USA

+1 (516) 561-0030

www.joviafinancial.com

Apple Bank

10 NY-25A, Setauket- East Setauket, NY 11733, USA

+1 (631) 751-7000

www.applebank.com

Suffolk Federal Credit Union

850 County Rd 39, Southampton, NY 11968, USA

+1 (631) 924-8000

www.suffolkfcu.org

Homestead Financial

5010 Campuswood Dr # 205, East Syracuse, NY 13057, USA

+1 (315) 445-2000

www.nycpersonalloans.com

Advance Funds Network, LLC.

464 Kings Hwy 2nd fl, Brooklyn, NY 11223, USA

+1 (844) 205-8441

www.advancefundsnetwork.com

First Republic Bank

443 Park Ave S, New York, NY 10016, USA

+1 (212) 532-8882

www.firstrepublic.com

Saratoga Financial Services

18 Division St # 305, Saratoga Springs, NY 12866, USA

+1 (518) 584-2555

www.saratogaretire.com

Jovia Financial Credit Union

721 E Jericho Turnpike, Huntington Station, NY 11746, USA

+1 (516) 561-0030

www.joviafinancial.com

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