What people think about Purple Payday?
Below you get acquainted with some of the testimonials of our clients.
Interest too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
Andreanne Denesik
Applied for a loan second time. Got rejected! No idea WHY! No clarification. Fishy service.
Jodie Will
Disappointed customer! Was denied for no reason. My credit was fair.
Dr. Norris Botsford
Wasted too much efforts with this organization. They charge hidden fees! Stay away
Prof. Dudley Heaney II
Wasted too much time with this organization. They charge hidden fees! Seek elsewhere
Darron Wintheiser
I tried to borrow money from Purple Payday. They declined me. Why then advertise they approve everyone even those with bad credit?? Choose another lender. Besides, got many texts with an offer to apply for a loan. I do not recommend this loan provider.
Prof. Dorothea Abernathy
Important
Above there is information about a precise loan provider. Below you can review common aspects of payday loans.
Payday Loans in New York, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in New York, New York is are simple to get. The APR is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in New York, New York
Lake Shore Savings Bank
570 Dick Rd, Depew, NY 14043, USA
+1 (716) 898-2022
www.lakeshoresavings.com
Bethpage Federal Credit Union
Philips Plaza Shopping Center, 613 Sunrise Hwy, Lynbrook, NY 11563, USA
+1 (800) 628-7070
www.bethpagefcu.com
Regina Check Cashing
315 State St #5, Schenectady, NY 12305, USA
+1 (518) 346-8725
reginacheckcashing.com
Ridgewood Savings Bank
670 McLean Ave, Yonkers, NY 10704, USA
+1 (914) 964-9820
branches.ridgewoodbank.com
