Welcome to Our Online Loan Referral Service

4.8 200 reviews

2196 Seneca St, Buffalo, NY 14210, USA
+1 (716) 259-9150
www.buffalojewelryandloan.com
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

2009-09-14

Mailing Address

New York, United States

Company Name

Contact Data

Feedback about Buffalo Jewelry & Loan?

Here you get acquainted with the feedback of our customers.

Over all it was an amazing shopping and service experience.

Rashawn Kris

The place was very clean and all staff super helpful.

Estell Christiansen

Great people to work with and excellent prices

Bartholome Konopelski

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Buffalo, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and quick to issue loans in Buffalo, New York. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Buffalo Jewelry & Loan help issue a payday loan in Buffalo, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Buffalo, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Saratoga National Bank

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+1 (518) 608-5756

www.saratoganational.com

Quick Cash of White Plains LLC

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+1 (914) 437-8118

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Northwest Bank

364 Connecticut St, Buffalo, NY 14213, USA

+1 (716) 819-2790

www.northwest.bank

Customers Bank

99 Park Ave Suite 1550, New York, NY 10016, USA

+1 (212) 843-4544

customersbank.com

Bethpage Federal Credit Union

131 Jericho Turnpike, Mineola, NY 11501, USA

+1 (800) 628-7070

www.bethpagefcu.com

Fast Cash-Cheektowaga

3820 Union Rd, Buffalo, NY 14225, USA

+1 (716) 684-0402

Sidney Federal Credit Union

70 W Front St, Hancock, NY 13783, USA

+1 (877) 642-7328

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