Welcome to Our Online Loan Referral Service

3.5 6 reviews

244 Court St, Brooklyn, NY 11201, USA
+1 (718) 923-0300
branches.ridgewoodbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

Feedback about Ridgewood Savings Bank?

Here you grapple with the feedback of our customers.

Good people and good staff.

Vilma Funk

Not only that, but they charge you for every online transaction you make.

Euna Goyette I

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Brooklyn, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Brooklyn, New York is taken out easily and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Ridgewood Savings Bank help issue a payday loan in Brooklyn, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Brooklyn, ny consider this circumstance not an obstacle to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on schedule and not only cope with current issues, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Brooklyn, New York

ATM (M&T Bank)

Neubig Rd, Cortland, NY 13045, USA

www.mtb.com

Community Bank, N.A.

48 Albany St, Cazenovia, NY 13035, USA

+1 (315) 655-3402

cbna.com

Jovia Financial Credit Union

721 E Jericho Turnpike, Huntington Station, NY 11746, USA

+1 (516) 561-0030

www.joviafinancial.com

Bethpage Federal Credit Union

1800 Grand Ave, Baldwin, NY 11510, USA

+1 (800) 628-7070

www.bethpagefcu.com

Suffolk Federal Credit Union

5 Eastport Manor Rd, Eastport, NY 11941, USA

+1 (631) 924-8000

www.suffolkfcu.org

CFCU Community Credit Union - East Hill Branch

1022 Ellis Hollow Rd, Ithaca, NY 14850, USA

+1 (607) 257-8500

mycfcu.com

Visions Federal Credit Union

5411 NY-12, Norwich, NY 13815, USA

+1 (800) 242-2120

www.visionsfcu.org

Mariner Finance

1900 Ridge Rd #108, West Seneca, NY 14224, USA

+1 (716) 677-0413

www.marinerfinance.com

Suffolk Federal Credit Union

3681 Horseblock Road, Medford, NY 11763, USA

+1 (631) 924-8000

www.suffolkfcu.org

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