Welcome to Our Online Loan Referral Service

3.7 26 reviews

24 Central Ave, Albany, NY 12210, USA
+1 (518) 427-8695
reginacheckcashing.com
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

What people think about Regina Check Cashing?

Below you find some of the testimonials of our clients.

The service here is awesome.

Hilma Collier

Very unprofessional place...they hire any hoodlum

Nicholaus Hintz

The other women dealing with customers seemed very nice as well.

Gilberto Klocko

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Albany, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Albany, New York is are simple to access. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are sure that you can afford payments as agreed in the contract.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Albany, New York

Alternatives Federal Credit Union

125 N Fulton St, Ithaca, NY 14850, USA

+1 (607) 273-4611

www.alternatives.org

Farm Credit East

One Technology Pl, Homer, NY 13077, USA

+1 (800) 392-3276

www.farmcrediteast.com

Signature Bank

360 Motor Pkwy #150, Hauppauge, NY 11788, USA

+1 (866) 744-5463

www.signatureny.com

Target Advance

4207 Ave. M, Brooklyn, NY 11234, USA

+1 (718) 517-8855

www.targetadvance.com

Ridgewood Savings Bank

43-14 Ditmars Blvd, Queens, NY 11105, USA

+1 (718) 274-5400

branches.ridgewoodbank.com

Castleway Financial Inc

380 Connecticut St, Buffalo, NY 14213, USA

+1 (716) 881-7070

Municipal Credit Union

280 St Nicholas Ave, New York, NY 10027, USA

+1 (212) 693-4900

www.nymcu.org

WNY Check Cashing Services

675 N Fillmore Ave, Buffalo, NY 14212, USA

+1 (716) 893-4193

www.wnycheckservices.com

KeyBank

860 NY-13, Cortland, NY 13045, USA

+1 (607) 758-2350

www.key.com

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