Welcome to Our Online Loan Referral Service

5 reviews

7020 13th Ave, Brooklyn, NY 11228, USA
+1 (718) 238-0060
branches.ridgewoodbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

What people think about Ridgewood Savings Bank?

Below you find some of the opinions of our clients.

Unsatisfied customer! Was denied for no reason. My credit was fair.

Dr. Favian Hane

I tried to borrow money from Ridgewood Savings Bank. They declined me. Why then say they approve everyone even those with poor credit?? Choose another lender. Later, got many texts with an offer to apply for a payday loan. I do not recommend this lender.

Drew Armstrong I

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Brooklyn, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Brooklyn, New York is are simple to get. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments on time.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

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