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5 2 reviews
Loan agency in Pelham, New York

438 Fifth Ave, Pelham, NY 10803, USA
+1 (800) 817-2330
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
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Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Pelham, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Pelham, New York are taken out hassle-free. The interest rate depends on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will AM Cash Advance help issue a loan in Pelham, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Pelham, New York. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Pelham, New York

Visions Federal Credit Union

303 N Main St, Elmira, NY 14901, USA

+1 (800) 242-2120

www.visionsfcu.org

Planet Loan Inc

1623 Military Rd, Niagara Falls, NY 14304, USA

+1 (866) 279-3703

www.planetloaninc.com

Sidney Federal Credit Union

5900 County Road 32 &, NY-23, Norwich, NY 13815, USA

+1 (877) 642-7328

The Provident Loan Society (Bay Ridge)

7804 5th Ave, Brooklyn, NY 11209, USA

+1 (718) 238-0506

www.providentloan.com

Quick Cash of Knickerbocker

412 Knickerbocker Ave, Brooklyn, NY 11237, USA

+1 (347) 442-5626

Wallkill Valley Federal Savings & Loan

23 Wallkill Ave #3136, Wallkill, NY 12589, USA

+1 (845) 895-2051

www.wallkill.com

Instant Cash Loans

Lindenhurst, NY 11757, USA

Elmira Savings Bank

2300 N Triphammer Rd, Ithaca, NY 14850, USA

+1 (607) 257-8808

www.elmirasavingsbank.com

Mid-Hudson Valley Federal Credit Union

3180 Rte 9W, Saugerties, NY 12477, USA

+1 (845) 336-4444

www.mhvfcu.com

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