Welcome to Our Online Loan Referral Service

4.3 11 reviews

130 S Elmwood Ave #126, Buffalo, NY 14202, USA
+1 (716) 842-1320
www.buffaloservicecreditunion.org
Friday
8:30AM–3PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM

Domain Info

Created Date

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Company Name

Contact Data

Feedback about Buffalo Service Credit Union?

Here you see the reviews of our customers.

Rates low, and customer service is great!

Dr. Federico Lakin

I would never recommend this place.

Hanna Jacobs

Pay Attention

Above-defined info provides the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Buffalo, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Buffalo, New York are issued problem-free. The interest rate depends on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Buffalo Service Credit Union help take out a loan in Buffalo, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Buffalo, ny consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be ready to objectively assess financial abilities, take out a loan, pay back the debt on a due date and not only cope with current difficulties, but improve the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Buffalo, New York

Alliance Bank

700 N Main St, Syracuse, NY 13212, USA

+1 (315) 458-8131

www.nbtbank.com

CFSC Checks Cashed North

202 North Ave, New Rochelle, NY 10801, USA

+1 (914) 633-1542

locations.cfsc.com

Universal Check Cashing

215 Main St # 2, Binghamton, NY 13905, USA

+1 (607) 766-9450

www.reginacheckcashing.com

Signature Bank

565 Fifth Avenue (at East 46th Street 12th Floor, New York, NY 10017, USA

+1 (866) 744-5463

www.signatureny.com

Saratoga National Bank

386 Clifton Park Center Rd, Clifton Park, NY 12065, USA

+1 (518) 935-2707

www.saratoganational.com

SUNY Geneseo Federal Credit Union

1 College Cir, Geneseo, NY 14454, USA

+1 (585) 245-5700

www.geneseo.edu

Alliance Bank

1125 NY-222, Cortland, NY 13045, USA

The First National Bank of Long Island

159-14 Cross Bay Blvd, Howard Beach, NY 11414, USA

+1 (718) 835-1962

www.fnbli.com

Farm Credit East

4363 Federal Dr, Batavia, NY 14020, USA

+1 (800) 929-1350

www.farmcrediteast.com

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