Welcome to Our Online Loan Referral Service

2.8 5 reviews

171 S Broadway, Saratoga Springs, NY 12866, USA
+1 (518) 583-3114
www.saratoganational.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-10

Mailing Address

Company Name

Contact Data

Feedback about Saratoga National Bank?

Here you see the feedback of our customers.

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.

Prof. Ottilie Tremblay

100% sleeky service. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Ms. Josiane Tremblay

100% sly service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Missouri Conn

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Prof. Dario Doyle Sr.

I issued $300 for several days. When the payday loan was returned, they applied a gigantic commissions, I had to pay almost $400.

Vickie Mosciski

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Saratoga Springs, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Saratoga Springs, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will Saratoga National Bank help take out a payday loan in Saratoga Springs, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Saratoga Springs, ny consider this circumstance not a drawback to take out a loan. The customer of a loan should be ready to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only resolve current issues, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Saratoga Springs, New York

ATM (First Niagara Bank)

1 N Main St, Cortland, NY 13045, USA

+1 (607) 758-2200

www.firstniagara.com

Northwood Asset Management Group

235 College Pkwy Suite 200, Williamsville, NY 14221, USA

+1 (855) 200-5999

northwoodassetmanagementgroup.com

Bailey Check Cashing

3101 Bailey Ave, Buffalo, NY 14215, USA

+1 (716) 832-4325

www.baileycheckcashing.com

Wallkill Valley Federal Savings & Loan

205 Homestead Ave, Maybrook, NY 12543, USA

+1 (845) 636-4995

www.wallkill.com

Jovia Financial Credit Union

1636 Marcus Ave, New Hyde Park, NY 11040, USA

+1 (516) 561-0030

www.joviafinancial.com

NBT Bank

1125 NY-222, Cortland, NY 13045, USA

+1 (607) 753-3391

www.nbtbank.com

Regina Check Cashing

460 Broadway, Newburgh, NY 12550, USA

+1 (845) 561-5214

reginacheckcashing.com

Access Funding LLC

295 Main St, Buffalo, NY 14203, USA

+1 (716) 856-3590

BankOnBuffalo a Division of CNB Bank

5190 Sheridan Dr, Williamsville, NY 14221, USA

+1 (716) 616-3930

bankonbuffalo.bank

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