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3 35 reviews

72 S Main St, Canandaigua, NY 14424, USA
+1 (585) 394-4260
www.cnbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-09-09

Mailing Address

72 S MAIN ST, CANANDAIGUA, NY, 14424-1905, United States

Company Name

Canandaigua National Bank and Trust Company

Canandaigua National Bank and Trust Company

Contact Data

[email protected]

+1.5853944260

+1.5853944001

Feedback about Canandaigua National Bank & Trust?

Here you grapple with the feedback of our clients.

Great service and rates.

Mr. Bryon Waelchi IV

Customer service was rude and unprofessional.

Dewayne O'Keefe

In my experience, CNB is the WORST bank to do business with.

Lurline Dickens Sr.

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Canandaigua, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Canandaigua, New York is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will Canandaigua National Bank & Trust help issue a payday loan in Canandaigua, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Canandaigua, ny consider this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only handle current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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