Welcome to Our Online Loan Referral Service

2.6 21 reviews

315 State St #5, Schenectady, NY 12305, USA
+1 (518) 346-8725
reginacheckcashing.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

What people think about Regina Check Cashing?

Below you find some of the opinions of our clients.

In and out less than 20 minutes nice customer service

Dr. Jazmyne Cremin

Saturday is went to cash my check at 4pm but this place was closed.

Matilda McClure I

This places closing hours are all screwed up

Jodie Herman

Important

The previous three items charactirize a certain lending service. But below you can find general details about payday loans.

Payday Loans in Schenectady, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Schenectady, New York is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments without delays.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Schenectady, New York

Hoosick Federal Credit Union

28 Church St, Hoosick Falls, NY 12090, USA

+1 (518) 686-4504

www.hoosickfcu.com

Citizens Bank Supermarket Branch

3932 NY-281, Cortland, NY 13045, USA

+1 (607) 756-2436

locations.citizensbank.com

Universal Check Cashing

333 Genesee St, Utica, NY 13501, USA

+1 (315) 266-0373

www.reginacheckcashing.com

Signature Bank

565 Fifth Avenue (at East 46th Street 12th Floor, New York, NY 10017, USA

+1 (866) 744-5463

www.signatureny.com

LNB Banking

750 W Miller St, Newark, NY 14513, USA

+1 (315) 331-0296

www.bankwithlnb.com

Zippy Loan

75 Broad St, New York, NY 10004, USA

+1 (516) 806-0485

www.zippyloan.com

Lendio Western NY

6605 Pittsford Palmyra Rd W1, Fairport, NY 14450, USA

+1 (855) 853-0015

www.lendio.com

Walden Savings Bank

15 Scotts Corner Dr, Montgomery, NY 12549, USA

+1 (845) 457-7700

waldensavings.bank

Community Bank, N.A.

200 E Buffalo St # 101B, Ithaca, NY 14850, USA

+1 (607) 272-4880

cbna.com

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