Welcome to Our Online Loan Referral Service

4.3 7 reviews

65 Main St, Cortland, NY 13045, USA
+1 (607) 758-1200
www.nbtbank.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

Feedback about NBT Bank?

Here you read the reviews of our customers.

Best banking experience I've had!

Graham Beatty

The lobby closes at 3pm regularly and 4pm on thursday and friday.

Deangelo Johnson PhD

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with common information about payday loans.

Payday Loans in Cortland, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Cortland, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

25% small loan cap

How will NBT Bank help take out a payday loan in Cortland, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Cortland, New York. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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+1 (716) 906-3319

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Orange Bank & Trust Company

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+1 (914) 984-2780

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Trustco Bank

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+1 (518) 583-2634

www.trustcobank.com

Community Bank, N.A.

105 S Main St, Moravia, NY 13118, USA

+1 (315) 497-3047

cbna.com

Visions Federal Credit Union

1130 E Main St, Rochester, NY 14609, USA

+1 (800) 242-2120

www.visionsfcu.org

Wallkill Valley Federal Savings & Loan

201 Ward St #1248, Montgomery, NY 12549, USA

+1 (845) 457-5101

wallkill.com

Mariner Finance

3214 Erie Blvd E, Syracuse, NY 13214, USA

+1 (315) 449-1531

www.marinerfinance.com

Bethpage Federal Credit Union

1800 Grand Ave, Baldwin, NY 11510, USA

+1 (800) 628-7070

www.bethpagefcu.com

Woodforest Bank

5360 Southwestern Blvd, Hamburg, NY 14075, USA

+1 (716) 649-8172

www.woodforest.com

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