Welcome to Our Online Loan Referral Service

3.9 7 reviews

180 E 72nd St, New York, NY 10021, USA
+1 (212) 288-0918
www.providentloan.com
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM
Friday
10AM–3PM

Domain Info

Created Date

1998-02-02

Mailing Address

New York, United States

Company Name

Provident Loan

Provident Loan

Contact Data

Feedback about The Provident Loan Society (Lenox Hill)?

Here you get acquainted with the reviews of our clients.

I issued a loan from The Provident Loan Society (Lenox Hill) 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Dewayne Kirlin

No matter how much submitted an application for a loan. Constantly refused. No idea why?

Elta Kris

I issued cash advance from The Provident Loan Society (Lenox Hill) 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Brielle Renner

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in New York, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in New York, New York is taken out simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will The Provident Loan Society (Lenox Hill) help issue a loan in New York, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in New York, New York. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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