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What people think about Visions Federal Credit Union?
Below you read some of the opinions of our customers.
Only place I trust my money.
Lolita Purdy DDS
The star is for the good (non-predatory) eggs that work there.
Estevan Batz
Courteous customer service, always helpful, this bank covers all my needs.
Justice Russel
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Endicott, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is trouble-free and fast to get approved for payday loans in Endicott, New York. The interest rate will be set individually for each case and will depend on the personal data the person entered.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are convinced that you can make payments as agreed in the contract.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Endicott, New York
Federal Reserve Bank of New York
33 Liberty St, New York, NY 10045, USA
+1 (212) 720-5000
www.newyorkfed.org
Carver Federal Savings Bank
75 W 125th St, New York, NY 10027, USA
+1 (718) 230-2900
www.carverbank.com
Visions Federal Credit Union
95 Orchard St, Spencer, NY 14883, USA
+1 (800) 242-2120
www.visionsfcu.org
