Welcome to Our Online Loan Referral Service

3.3 24 reviews

24 McKinley Ave, Endicott, NY 13760, USA
+1 (607) 754-7900
www.visionsfcu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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What people think about Visions Federal Credit Union?

Below you read some of the opinions of our customers.

Only place I trust my money.

Lolita Purdy DDS

The star is for the good (non-predatory) eggs that work there.

Estevan Batz

Courteous customer service, always helpful, this bank covers all my needs.

Justice Russel

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Endicott, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is trouble-free and fast to get approved for payday loans in Endicott, New York. The interest rate will be set individually for each case and will depend on the personal data the person entered.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are convinced that you can make payments as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Endicott, New York

David's Check Cashing

205 NY-59, Spring Valley, NY 10977, USA

+1 (845) 352-4888

www.davidsfinancial.com

NBT Bank

30 W Utica St Rd, Oswego, NY 13126, USA

+1 (315) 343-1100

www.nbtbank.com

The Provident Loan Society (Lenox Hill)

180 E 72nd St, New York, NY 10021, USA

+1 (212) 288-0918

www.providentloan.com

CLB Check Cashing Inc

18834 Linden Blvd, St. Albans, NY 11412, USA

+1 (718) 341-5779

OneMain Financial

3190 Niagara Falls Blvd, Buffalo, NY 14228, USA

+1 (716) 694-0093

www.onemainfinancial.com

Ridgewood Savings Bank

1035 Fulton St, Brooklyn, NY 11238, USA

+1 (929) 666-4420

branches.ridgewoodbank.com

Mariner Finance

1901 Vestal Pkwy E Ste. 3, Vestal, NY 13850, USA

+1 (607) 748-7396

www.marinerfinance.com

USALLIANCE Financial

390 NY-52, Woodbourne, NY 12788, USA

+1 (800) 431-2754

www.usalliance.org

Wallkill Valley Federal Savings & Loan

205 Homestead Ave, Maybrook, NY 12543, USA

+1 (845) 636-4995

www.wallkill.com

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