Welcome to Our Online Loan Referral Service

4.2 625 reviews

33 Liberty St, New York, NY 10045, USA
+1 (212) 720-5000
www.newyorkfed.org
Saturday
11:15AM–3PM
Sunday
Closed
Monday
11:15AM–3PM
Tuesday
11:15AM–3PM
Wednesday
11:15AM–3PM
Thursday
11:15AM–3PM
Friday
11:15AM–3PM

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Feedback about Federal Reserve Bank of New York?

Here you get acquainted with the feedback of our clients.

People who work there are friendly

Noelia Emard PhD

Excellent place to learn the history of money!!

Lauretta Carroll

You can learn so many great and valuable thing about the country's money supply.

Misty Batz

I got the loan very fast

Cordia Sipes

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Sharon McGlynn

… money to get you out of a jam. The loans, at the rate they take payments, are paid back quicker than other loans. Further loans for customers in good standing are …

Nella Klein

Pay Attention

Above-defined info offers the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in New York, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in New York, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Federal Reserve Bank of New York help issue a loan in New York, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in New York, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in New York, New York

Hudson Valley Credit Union

6740 U.S. 9, Rhinebeck, NY 12572, USA

+1 (845) 463-3011

www.hvcu.org

Cayuga Lake National Bank

165 Cayuga St, Union Springs, NY 13160, USA

+1 (315) 889-7358

www.cayugalakenationalbank.com

CLB Check Cashing Inc

18834 Linden Blvd, St. Albans, NY 11412, USA

+1 (718) 341-5779

Northfield Bank

1123 Kings Hwy, Brooklyn, NY 11229, USA

+1 (833) 301-6325

www.enorthfield.com

Mid-Hudson Valley Federal Credit Union

7472 S Broadway, Red Hook, NY 12571, USA

+1 (845) 336-4444

www.mhvfcu.com

Wallkill Valley Federal Savings & Loan

23 Wallkill Ave #3136, Wallkill, NY 12589, USA

+1 (845) 895-2051

www.wallkill.com

Apple Bank

75 NY-59, Monsey, NY 10952, USA

+1 (845) 425-0189

www.applebank.com

Visions Federal Credit Union

500 Erie Blvd W, Syracuse, NY 13204, USA

+1 (800) 242-2120

www.visionsfcu.org

Suffolk Federal Credit Union

691 NY-25A, Miller Place, NY 11764, USA

+1 (631) 924-8000

www.suffolkfcu.org

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